Take Financial Control,Manage Your Budget Smartly
Record your income and expenses, track credit card spending and bank loans down to the cent with a smart installment system.
Toplam Net Bakiye
TRY (₺)₺24.850,00
Son İşlemler & Taksitler
Elektronik / Telefon
Kredi Kartı • Taksit 2/6
Maaş & Prim
Banka Hesabı • Düzenli
İhtiyaç Kredisi
Banka Kredisi • Taksit 4/12
Dijital Abonelikler
Netflix & Spotify • Sabit
Where Does Your Money Go?
See your income, expenses, and net balance on a single screen.
Control Your Cards
Easily track limits, statements, due dates, and installments.
Plan Your Debts
Monitor your loans, remaining installments, and total debt in real time.
Finance Stays With You
Use 100% offline with zero accounts and no bank connections.
Managing Personal Finance Has Never Been This Easy
Eliminate chaotic spreadsheets and bank integration security concerns; monitor your entire financial situation on a single screen.
No More Complex Spreadsheets
See all income, expense, and net balance dynamics on one screen without messing with formulas.
Zero Security Concerns
Enjoy 100% independent and safe tracking without sharing bank credentials or passwords.
No Surprise Installments
Automatically allocate 2 to 18 months of installment shopping and loan repayments month-by-month.
100% Stored on Your Device
Your data is never uploaded to cloud servers; it remains strictly inside your local SQLite database.
Standout Features
A Complete Toolset Built to Help You Professionally Master Your Budget
Smart & Visual Dashboard
Month-based budget view and dynamic balance gauge. Total income, total expenses, and net balance. Separate spending by Cash, Credit Card, and Loan Payments with colorful category pie charts.
- Monthly budget view with dynamic balance gauge
- Total income, expense, and net balance metrics
- Cash, credit card, and loan payment breakdown
- Category-based color pie charts and percentage bars
Credit Cards & Installment Tracking
Define multiple cards, set limits and billing cycles. Enter installment purchases from 2 to 18 months; the app automatically distributes installment amounts across upcoming months.
- Multi-card setup and credit limit monitoring
- Automatic due date and remaining limit calculation
- 2 to 18-month automated installment distribution
- Review statement periods and history from the last 12 months
Loans & Debt Management
Consolidate personal, home, vehicle, or item loans in one place. Input term count and due dates; an automated repayment plan is instantly created and factored into monthly expenses.
- Personal, mortgage, auto, and consumer loans in one place
- Automatic repayment schedule and paid installment tracking
- Instant remaining debt and installment counter
- Automatic inclusion of monthly loan payments in budgets
Fixed & Recurring Transactions
Save repeating cash flows like salary, rent, utilities, dues, or digital subscriptions (Netflix, Spotify, etc.) once. Automatically posted to your budget on your chosen day of the month.
- One-time setup for salary and recurring income
- Rent, bills, dues, and subscription tracking
- Automatic posting on designated calendar days
- Never forget or delay a critical payment
Multi-Currency & Live Exchange Rates
Support for TRY (₺), USD ($), EUR (€), and GBP (£). Real-time exchange rates, cross-rate matrix, and built-in converter. Add transactions in various currencies with automatic history conversion.
- Full support for TRY (₺), USD ($), EUR (€), and GBP (£)
- Live exchange rates and built-in currency converter
- Custom exchange rates for individual entries
- Auto-convert historical records upon primary currency change
Professional PDF Reporting & Sharing
Generate elegant, presentation-ready monthly budget summaries, income-expense breakdowns, and category analyses in PDF format with one tap. Preview, save, or share via WhatsApp and email.
- One-tap elegant PDF budget summaries
- Detailed category and spending distribution analysis
- In-app instant report preview
- Seamless sharing via WhatsApp, email, and more
100% Data Privacy & Offline Use
NO accounts, NO sign-up, NO personal data sharing. All information is securely stored in a local SQLite database on your device; full functionality is guaranteed without internet access.
- No registration, login, or cloud accounts needed
- Data stored securely in local device SQLite database
- Zero data sharing with third parties or cloud servers
- 100% offline functionality everywhere you go
Customizable & Modern Experience
Dark Mode, Light Mode, and System Theme support. English and Turkish language options. Swift gestures like swipe-left to delete and long-press for rapid editing.
- Dark Mode, Light Mode, and System Theme support
- Bilingual interface (Turkish and English)
- Quick swipe-to-delete and long-press editing gestures
- Fluid micro-animations and intuitive card UI
Who Is It For?
Designed for anyone seeking total clarity and control over their finances:
Struggling with Credit Card Limits & Installments
Those who want total transparency over multi-card limits and future installment commitments.
Managing Bank Loans & Debt Repayments
Anyone who needs a clean repayment schedule for mortgages, auto loans, or personal debt.
Wondering "Where Did All My Money Go?" at Month-End
People looking to spot unnecessary expenses and visualize income vs. expenses with intuitive graphs.
Reluctant to Upload Financial Data to Cloud Servers
Privacy-conscious individuals who refuse to share bank credentials or store sensitive data online.
How It Works?
Master Your Personal Finances in Three Simple Steps
1. Setup Cards and Accounts
Define your credit cards, spending limits, billing cut-off days, and existing bank loans.
2. Record Expenses and Installments
Add cash, card, or installment purchases; let the app allocate monthly installments automatically.
3. Track Your Status & Export Reports
Monitor your dynamic balance on the dashboard, and export professional PDF summaries at month-end.
App Screenshots
Explore the Interface
Discover the modern, elegant, and finance-oriented interface of the Monidy app
Frequently Asked Questions
Everything you need to know about Monidy
What is Monidy and how does it differ from other budget apps?
Is Monidy completely free? Are there any hidden subscription costs?
Do I need to sign up or create an account to use the app?
Does the application work without an internet connection (100% offline)?
Do I need to connect my bank accounts or provide credit card passwords?
Where is my financial data stored? Is it backed up to external cloud servers?
How does credit card installment management work?
How many months of installments are supported?
Can I define multiple credit cards? How is available limit tracked?
Can I review past credit card statements and expenses from the last 12 months?
How does bank loan tracking work (mortgage, auto, personal loans)?
Do loan installments automatically reflect in my monthly budget and expenses?
How do I mark a loan installment as paid and track remaining debt?
How do recurring and fixed transactions (salary, rent, utilities) work?
Can I track digital subscriptions like Netflix and Spotify?
Which currencies are supported by Monidy?
How do live exchange rates and the built-in currency converter work?
Can past records be converted automatically when switching the primary currency?
How can I generate and share a monthly PDF budget report?
Does the app support Dark Mode and quick gesture shortcuts?
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