Monidy

Privacy Policy

Last Updated: September 10, 2026

Thank you for choosing Monidy. This Privacy Policy transparently outlines how your financial data is kept secure on your local device.

1. 100% Local Data Storage (SQLite)

Monidy is built entirely on an offline-first architecture. Your income, expenses, credit cards, installments, and budget plans reside exclusively in the local SQLite database on your device.

2. Zero Cloud Transfer and Zero Data Collection

The application does not require user accounts or registration. Your financial records are never transmitted to external cloud servers, remote databases, or third parties.

3. No Bank Integration

Monidy never connects to your bank accounts or asks for card credentials. All data is managed independently by you.

4. PDF Reporting and Local Export

Generated PDF reports are compiled strictly on-device and are only saved or shared upon your direct action.

5. Contact

For questions regarding our privacy practices and local data architecture, please contact us at [email protected].